Spend Management Software Solution for Mid-Market Businesses

The spend management software for your
mid-market business

Gain control and spend visibility as you scale from 50 to 500 employees.

ISO 27001
PCI DSS
GDPR
person submitting expenses

Trusted by 3000+ finance teams across Europe

No more chasing receipts

Empower your finance team to spend more time on analysis and less time on repetitive tasks. 

Less manual work, more control

Reduce risk of errors, fraud, and compliance issues, especially across multiple entities or countries.

Control company spend with business credit cards

mobilexpense credit cards

All controls work seamlessly alongside expenses, approvals, and exports.

User-friendly mobile and desktop app

Capture, submit, and manage employee expenses and reimbursements in one place.

Enjoy full oversight across spending categories.

  • Capture receipts and submit expenses quickly across teams and locations
  • Manage reimbursements, mileage, and out-of-pocket expenses in one system
  • Ensure accurate expense records for audits and financial reporting
mobilexpense declaree product

One platform orchestrating your entire spend stack

Discover the key features for effortless spend management

What changes when your spend process runs automatically

Jane submits the expense in seconds

Right after a business lunch, Jane opens the app and snaps a picture of the receipt.

The system takes over

Data is captured automatically. The expense is categorised. Policy checks happen instantly.

Corporate card transactions are already there

When Jane pays, the transaction appears automatically. She just attaches the receipt

Missing items are immediately flagged

If something's missing, Jane instantly knows. She fixes it in seconds. No back-and-forth emails.

Simplify your expense workflow without adding headcount

With spreadsheets and manual processes
With Mobilexpense and Mobilexpense cards
Chasing receipts
You spend hours following up for missing receipts
Submit expenses fast from a phone or desktop
Checking expenses
You only notice unusual spending after exports
See company spending in real time
Month-end closing
Missing receipts, incomplete files, and last-minute fixes
Everything is already organised and visible
Issuing and cancelling a company card
Takes time, paperwork, and back-and-forth emails
Create and issue virtual cards instantly
Controlling subscriptions and online spend
Forgotten subscriptions are difficult to track
Use dedicated cards with better visibility and control
Supporting a lean team
Expense admin feels impossible without hiring more people
Works like extra hires without increasing headcount
Exporting to accounting or other systems
Data is siloed and spreadsheets require manual cleanup
Expenses export and integrate into your accounting system
Built-in VAT and local tax rules
Per diem rates pre-configured for EU countries
GDPR-compliant
Minimum 15 users

Spend management solutions
that scale with your mid-market business

Case Studies | Kaaiman Reizen
Kaaiman Declaree customer

Case Studies | Kaaiman Reizen

1 min read
Case Studies | SpendLab
SpendLab case study Mobilexpense Declaree

Case Studies | SpendLab

1 min read
Case Studies | Rugby Nederland
Rugby Netherlands expense reporting

Case Studies | Rugby Nederland

1 min read

Make your existing bank cards smarter by integrating your own cards

mobilexpense cards

Used, loved, recommended by customers

"Declaree is super user-friendly. Without any training our employees were able to start expensing instantly. The OCR is super fast and captures all receipt data even when the app is offline."
Danny S.
Financial assistant to CFO
"The end users find the application very intuitive and easy to use. (...) For our Finance department, the Declaree approval flow enables them to be in control of the expense claim process."
Verified User
Mechanical or Industrial Engineering
"It is a really convenient tool to use and create reports to group your declarations all together. The integration of the mobile phone application and the webtool also works fine."
Vincent P.
Assistant professor
"It's a really simple app that you can tailor to an individual, setting up defaults for currency and project they are working on. Simple to take a photo of your receipts on your phone and submit expense reports."
Verified User
Mechanical or Industrial Engineering
Demo

Get a tailored product walkthrough 

  • A tailored walkthrough built around your company’s workflows and approval setup.

  • Get expert guidance on integrating your ERP, HR, and card systems for a seamless flow.

  • Deliver impact from day one - save time, enforce policies automatically, and scale seamlessly.

Frequently asked questions

Is the Mobilexpense expense management software suitable for mid-market businesses?

Yes. The solution is designed specifically for medium-sized businesses that need more structure and control than basic tools, without the complexity of enterprise systems.

It supports growing organisations by helping finance teams introduce automation, visibility, and consistent processes as expense volumes increase.

How does this solution help reduce manual data entry for finance teams?

Manual data entry is one of the biggest pain points for mid-sized businesses.

The platform automates:

This significantly reduces manual input, lowers the risk of errors, and saves time for both employees and finance teams.

How does Mobilexpense support business credit card management for mid-market teams?

Mobilexpense supports business credit card management for midmarket teams by combining control, automation, and flexibility in one system.

  • Automation that saves time:
    Real-time transaction feeds and automated policy checks remove manual work like chasing receipts, reconciling statements, and waiting for month-end.
  • Stronger control and visibility:
    Set per-card limits, restrict merchants, and track spend in real time. Finance teams can manage budgets proactively.
  • Better employee experience:
    Employees can use company cards or their own (BYOC), upload receipts instantly, and avoid out-of-pocket expenses.
  • Flexibility with existing banks:
    BYOC means you keep your current credit lines and rewards while gaining full visibility and control.

In short, it gives mid-market teams the structure they need without adding complexity.

How quickly can Mobilexpense be implemented for a medium-sized business?

Fast implementation is a key requirement for medium-sized organisations.

The solution is designed for quick setup and adoption, allowing finance teams to configure policies, approvals, and integrations without lengthy projects. This helps businesses move away from manual processes quickly and start seeing value without major disruption.

What should I look for when choosing a spend management software?

A great vendor or spend management software is a long-term partner who supports your goals through implementation, consultation, and continuous service. By establishing clear agreements on pricing, services, and support, you can avoid misunderstandings and ensure that the partnership is beneficial to both sides.

Some factors you might want to focus on:

  • Automation that removes manual work
  • Real-time visibility and spend control
  • Built-in compliance to reduce risk
  • Flexibility for how your team spends
  • Integrations with your finance stack
  • Ease of use to drive adoption
  • Scalability as you grow

If you want a clear framework to make the right choice, download our e-book:
How to Choose the Right Expense Management Software

How do mid-market companies manage expenses at scale?

To manage spending effectively in a mid-market company, you need a clear structure, visibility, and control.

Spend management is about how your company uses money across the full lifecycle (from purchasing to payment) to drive better decisions and results.

A strong approach includes:

  • Clear spending policies
  • Full visibility across teams and entities
  • Automation to reduce manual work
  • Data to optimise costs and suppliers
  • Ongoing risk control
  • Alignment with business goals

Expense management is just one part of this. It focuses specifically on employee spending (things like travel, receipts, and reimbursements) while spend management covers the bigger picture.

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