The spend management software for your
mid-market business
Gain control and spend visibility as you scale from 50 to 500 employees.
Trusted by 3000+ finance teams across Europe
No more chasing receipts
Empower your finance team to spend more time on analysis and less time on repetitive tasks.
Less manual work, more control
Reduce risk of errors, fraud, and compliance issues, especially across multiple entities or countries.
Real-time visibility over every euro spent
Your decisions become strategic instead of reactive. Control budgets and spot issues early.
Control company spend with business credit cards
Issue Mobilexpense cards with built-in policy control
Set limits, budgets, and rules before money is spent.
Connect your existing cards and bank accounts
Keep your current banking relationships while centralising all spend data.
See company spending in real time
Every payment flows into one system with receipts, policies, and approvals attached.
Freeze, unfreeze and terminate for full control
One-click security controls allow you to freeze a card instantly.
Companywide per-card limits
Set budgets at a company, department, or individual level with real-time alerts when thresholds are reached.
Block merchants and categories
Restrict spending by merchant, category, or ATM permissions with automatic enforcements.
User-friendly mobile and desktop app
Capture, submit, and manage employee expenses and reimbursements in one place.
Enjoy full oversight across spending categories.
- Capture receipts and submit expenses quickly across teams and locations
- Manage reimbursements, mileage, and out-of-pocket expenses in one system
- Ensure accurate expense records for audits and financial reporting
One platform orchestrating your entire spend stack
Discover the key features for effortless spend management
Business credit cards
What changes when your spend process runs automatically
Jane submits the expense in seconds
Right after a business lunch, Jane opens the app and snaps a picture of the receipt.
The system takes over
Data is captured automatically. The expense is categorised. Policy checks happen instantly.
Corporate card transactions are already there
When Jane pays, the transaction appears automatically. She just attaches the receipt
Missing items are immediately flagged
If something's missing, Jane instantly knows. She fixes it in seconds. No back-and-forth emails.
Simplify your expense workflow without adding headcount
Spend management solutions
that scale with your mid-market business

Case Studies | Kaaiman Reizen

Case Studies | SpendLab

Case Studies | Rugby Nederland
Make your existing bank cards smarter by integrating your own cards
Use your existing corporate cards (BYOC)
Transactions from existing cards are automatically imported into Mobilexpense. Each transaction is linked to the right employee.
Connect your existing HR and finance tools
Employee data is synced automatically from your tools like Personio, Xero, DATEV and so many more integrations. Roles, departments, and approvals are kept in sync.
Integrate with your ERP system
Whether it’s a simple export or a full integration: expenses are pre-coded and ready to book. Data flows into your system in the right format.
Used, loved, recommended by customers
Get a tailored product walkthrough
- A tailored walkthrough built around your company’s workflows and approval setup.
- Get expert guidance on integrating your ERP, HR, and card systems for a seamless flow.
- Deliver impact from day one - save time, enforce policies automatically, and scale seamlessly.
Frequently asked questions
Yes. The solution is designed specifically for medium-sized businesses that need more structure and control than basic tools, without the complexity of enterprise systems.
It supports growing organisations by helping finance teams introduce automation, visibility, and consistent processes as expense volumes increase.
Manual data entry is one of the biggest pain points for mid-sized businesses.
The platform automates:
- Receipt capture
- Expense categorisation
- Approval workflows
This significantly reduces manual input, lowers the risk of errors, and saves time for both employees and finance teams.
Mobilexpense supports business credit card management for midmarket teams by combining control, automation, and flexibility in one system.
- Automation that saves time:
Real-time transaction feeds and automated policy checks remove manual work like chasing receipts, reconciling statements, and waiting for month-end. - Stronger control and visibility:
Set per-card limits, restrict merchants, and track spend in real time. Finance teams can manage budgets proactively. - Better employee experience:
Employees can use company cards or their own (BYOC), upload receipts instantly, and avoid out-of-pocket expenses. - Flexibility with existing banks:
BYOC means you keep your current credit lines and rewards while gaining full visibility and control.
In short, it gives mid-market teams the structure they need without adding complexity.
Fast implementation is a key requirement for medium-sized organisations.
The solution is designed for quick setup and adoption, allowing finance teams to configure policies, approvals, and integrations without lengthy projects. This helps businesses move away from manual processes quickly and start seeing value without major disruption.
A great vendor or spend management software is a long-term partner who supports your goals through implementation, consultation, and continuous service. By establishing clear agreements on pricing, services, and support, you can avoid misunderstandings and ensure that the partnership is beneficial to both sides.
Some factors you might want to focus on:
- Automation that removes manual work
- Real-time visibility and spend control
- Built-in compliance to reduce risk
- Flexibility for how your team spends
- Integrations with your finance stack
- Ease of use to drive adoption
- Scalability as you grow
If you want a clear framework to make the right choice, download our e-book:
How to Choose the Right Expense Management Software
To manage spending effectively in a mid-market company, you need a clear structure, visibility, and control.
Spend management is about how your company uses money across the full lifecycle (from purchasing to payment) to drive better decisions and results.
A strong approach includes:
- Clear spending policies
- Full visibility across teams and entities
- Automation to reduce manual work
- Data to optimise costs and suppliers
- Ongoing risk control
- Alignment with business goals
Expense management is just one part of this. It focuses specifically on employee spending (things like travel, receipts, and reimbursements) while spend management covers the bigger picture.
Stay ahead with knowledge
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