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Say goodbye to out-of-pocket expenses with company cards

You control the spending

Stop chasing receipts

Real-time online company card management

Easy digital set up and card connection

"Mobilexpense is a game-changer for us."

"Our Mobilexpense solution is a real game-changer for us. With the convenience of self-issued credit cards for employees and seamless integration of claims data for administration, we not only save valuable time but also have complete control over our expenses. Efficiency and convenience come together in this super service. It's super convenient."

"[We] have reduced the time needed to manage expenses by 50%."

"The integration of credit cards with the expense application has reduced the amount of lost receipts, accelerated the expense claims and contributes to a general smoothening of our expense management. It was easily deployed and accepted by the people and has reduced the time needed to manage expenses by 50%."

"It's a win-win for efficiency and trust!"

"The new Mobilexpense cards provide complete card management for us at Ovotrack, making it super easy to order and distribute new cards, but also to set limits to transactions or monthly spend, and have real-time insight in all transactions. Our employees value their independence and the ability to manage their spending using either a plastic or virtual card, directly linked to their mobile app. It's a win-win for efficiency and trust!"

Key employee benefits

With our solution, your employees pay for business transactions with their Mobilexpense company card, instead of out of their own pockets.

Payments online and in store, recurring and one-off
Transactions are instantly pushed to the Mobilexpense app
Employees justify costs with photos of their receipts or invoices
No risk of overspending thanks to real-time compliance
Employees can use their card for small, incidental expenses as well as for costlier strategic spend.

Trusting employees with their own company card motivates them to spend wisely and enables them to prove the value of having autonomy over their own budget.

By introducing business credit cards to your expense management, you improve employee happiness while increasing productivity and spend visibility.

Key company benefits

Use Mobilexpense company cards rather than traditional credit cards and relieve employees from paying for business expenses out-of-pocket.

Manage cards & spend in one application
No more chasing receipts or invoices
Real-time insight into company spend
Automated expense policy enforcement

Instantly issue or block company cards, manage lost cards, pin codes and more from our online application’s central dashboard.

Scan

Capture expenses or business transactions, add receipts & allowances, create mileages, and import credit card transactions with a tap.

Approve

Review and approve your team’s transactions on the go, anytime, anywhere.

Control

Manually control exceptions, while letting our system automatically process compliant items.

Reimburse

Reimburse your employees quickly and accurately for a happier workforce.

Report

Enforce cost control, implement process optimisations, and eliminate fraud.

Frequently asked questions

Mobilexpense offers modern corporate credit cards. Our convenient and easy-to-use card management platform allows for flexible setting of card limits and real-time reporting and seamlessly integrates with your existing setup of accounting and travel expense management tools and processes.

Registered corporations and private companies, associations and partnerships with good credit rating and sufficient credit card spend.

Mobilexpense offers Visa credit cards, both virtual and physical. Regarding physical cards, customers can choose between Blue (Visa Platinum Business) and Black (Visa Infinite Business credit cards). Mobilexpense is neither a prepaid nor a debit card and, therefore, is bank account independent, offers maximum card acceptance, and does not need to be charged in advance.

Virtual cards work the same way as physical cards, only that no plastic version of the card is provided, with card data being only accessible via your Mobilexpense app. Advantages of virtual cards include their instant availability. They also cannot be lost and are offered with a range of flexible usability options. Since they are offered at no extra cost, separate virtual cards can be issued for specific merchants or purchases with individual settings tailored to the specific use case. That way, if something is wrong with one card, there is no need to update card data across multiple merchants.

Mobilexpense assigns security and data protection the highest priority. All personal data is stored in accordance with the European General Data Protection Regulation (GDPR). Critical card data are stored and processed in line with the very high data security standards of the payment card industry (PCI DSS). Additionally, Mobilexpense cards are enabled for 3DS to ensure additional protection for online purchases.

3D Secure is a free service facilitated by VISA that lets you transact securely on “Verified by Visa“ / “Visa Secure” online merchants using your Mobilexpense credit cards. It adds a security layer via an additional verification step. During this verification, you must provide a one-time password that is only available to you.

All Mobilexpense credit cards are automatically equipped with 3D Secure. During your online purchase you will receive the one-time password via SMS for the verification. You can then input this password into the verification page that will show the Visa logo and confirm the payment by clicking confirm / send. If the password is correct, the transaction will be successful and otherwise declined. Mobilexpense credit cards also work at merchants that do not participate in Visa 3D secure program.

This service is offered due to the EU’s Second Payment Services Directive (PSD2) which will mandate Strong Customer Authentication (SCA) before initiation of the payment. Therefore, Visa recently enhanced its security for online purchases including both e-commerce and m-commerce transactions to satisfy this new standard.

Learn more about Visa 3D Secure.

Mobilexpense Company Cards

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