Reconcile spending in real-time across all business credit cards

Registered corporations and private companies, associations and partnerships with good credit rating and sufficient credit card spend.

Mobilexpense offers modern corporate credit cards. Our convenient and easy-to-use card management platform allows for flexible setting of card limits and real-time reporting and seamlessly integrates with your existing setup of accounting and travel expense management tools and processes.

Mobilexpense offers Visa credit cards, both virtual and physical. Regarding physical cards, customers can choose between Blue (Visa Platinum Business) and Black (Visa Infinite Business credit cards). Mobilexpense is neither a prepaid nor a debit card and, therefore, is bank account independent, offers maximum card acceptance, and does not need to be charged in advance.

Virtual cards work the same way as physical cards, only that no plastic version of the card is provided, with card data being only accessible via your Mobilexpense app. Advantages of virtual cards include their instant availability. They also cannot be lost and are offered with a range of flexible usability options. Since they are offered at no extra cost, separate virtual cards can be issued for specific merchants or purchases with individual settings tailored to the specific use case. That way, if something is wrong with one card, there is no need to update card data across multiple merchants.

Yes, bring your existing credit cards and we integrate with them.

Mobilexpense assigns security and data protection the highest priority. All personal data is stored in accordance with the European General Data Protection Regulation (GDPR). Critical card data are stored and processed in line with the very high data security standards of the payment card industry (PCI DSS). Additionally, Mobilexpense cards are enabled for 3DS to ensure additional protection for online purchases.

3D Secure is a free service facilitated by VISA that lets you transact securely on “Verified by Visa“ / “Visa Secure” online merchants using your Mobilexpense credit cards. It adds a security layer via an additional verification step. During this verification, you must provide a one-time password that is only available to you.

All Mobilexpense credit cards are automatically equipped with 3D Secure. During your online purchase you will receive the one-time password via SMS for the verification. You can then input this password into the verification page that will show the Visa logo and confirm the payment by clicking confirm / send. If the password is correct, the transaction will be successful and otherwise declined. Mobilexpense credit cards also work at merchants that do not participate in Visa 3D secure program.

This service is offered due to the EU’s Second Payment Services Directive (PSD2) which will mandate Strong Customer Authentication (SCA) before initiation of the payment. Therefore, Visa recently enhanced its security for online purchases including both e-commerce and m-commerce transactions to satisfy this new standard.

Learn more about Visa 3D Secure.